Privacy Policy

Effective Date: July 29, 2026

This privacy policy explains how JaeEllison.com ("we", "us", or "our") collects, uses, protects, and shares information obtained through JaeEllison.com (the "Website")

By using this Website or submitting information through it, you acknowledge the practices described in the Privacy Policy.

1. Information We Collect

We may collect information that you voluntarily provide through the Website, including:

Your name
Email address
Telephone number
State of residence
Current mortgage interest rate
Homebuying or refinancing interests
Preferred contact method
Information included in messages, appointment requests, or website forms

Please do not submit Social Security numbers, bank account information, credit card information, tax documents, government identification numbers, or other highly sensitive financial information through a general website contact form.

If you decide to apply for a mortgage, you may be directed to a separate secure application system. Information submitted through that system may be governed by additional privacy notices and policies by the mortgage lender.

2. Information Collected Automatically

When you visit the Website, certain information may be collected automatically through cookies, analytics tools, server logs, and similar technologies. This information may include:

Your Internet Protocol address
Browser and device type
Operating system
Pages viewed
Links clicked
Referring website
Approximate geographic location
Date, time, and duration of your visit

We may use this information to operate the Website, understand how visitors use it, improve it performance, measure marketing effectiveness, and protect agains fraud or misuse.

Your browser may allow you to block or delete cookies. Disabling cookies may affect certain Website features.

3. How We Use Your Information

We may use the information we collect to:

Respond to your questions or requests
Contact you about mortgage-related products or services
Schedule consultations or appointments
Provide educational mortgage information
Evaluate whether a mortgage consultation may be appropriate
Maintain a refinance watch list or similar requested service
Improve the Website and user experience
Measure the effectiveness of marketing efforts
Maintain records of communications
Protect the Website and prevent fraud
Comply with legal, regulatory, licensing, and compliance obligations

Submitting information through the Website does not create a lender-borrower relationship, establish a loan application, guarantee approval, or obligate you to obtain a mortgage product or service.

4. Permission to Contact You

By voluntarily providing your contact information and submitting a form through this Website, you expressly authorize Jae Ellison, Cross Country Mortgage, and their authorized representatives to contact you about your inquiry, mortgage products, mortgage services, appointments, and related educational information.

You may be contacted using the telephone number or email address you provide, including through telephone calls, emails, or text messages.

Your consent to receive marketing communications is not a condition of purchasing any property, product, or service. Message and data rates may apply to text messages.

You may withdraw your consent at any time by:

Replying STOP to a text message
Using the unsubscribe link in an email
Contacting us at jae.ellison@ccm.com
Calling (864) 556-9676

Requests to stop communication may take a reasonable period to process. We may still contact you when necessary to respond to an active request, service an existing relationship, comply with the law, or provide non-marketing information.

5. We Do Not Sell Your Personal Information

We do not sell, rent, or trade your personal information to third parties for their independent marketing purposes.

We may disclose information to service providers that help us operate the Website, communicate with visitors, schedule appointments, manager customer relationships, provide technology services, perform analytics, support marketing activities, or maintain business records.

These providers may access information only as reasonably necessary to perform services on our behalf and are expected to protect that information appropriately.

6. Mortgage and Financial Privacy Notices

If you apply or obtain a mortgage product, the financial institution handling your application may collect additional non-public personal information

That information may be governed by a separate federal privacy notice, application agreement, credit authorization, website policy, or other disclosure provided by the lender. The Website Privacy Policy does not replace any privacy notice required under federal or state financial privacy laws.

7. Information Security

We use reasonable administrative, technical, and physical safeguards intended to protect the information collected through the Website.

However, no website, electronic transmission, or storage system can be guaranteed to be completely secure. You submit information electronically at your own risk.

For your protection, do not send Social Security numbers, banking information, tax returns, pay statements, identification documents, or other sensitive financial information by ordinary email or through general contact forms. Use only the secure application or document-upload system provided by your mortgage lender.

8. Data Retention

We may retain personal information for as long as reasonably necessary to:

Respond to your request
Maintain our business relationship
Provide requested services
Maintain communication and compliance records
Resolve disputes
Prevent fraud
Satisfy legal, regulatory, licensing, and recordkeeping obligations

Retention periods may vary depending on the type of information and the reason it was collected.

9. Your Privacy Choices

You may contact us to request that we:

Provide information about the personal information we maintain about you
Correct inaccurate contact information
Delete information that is no longer required
Stop sending marketing emails or text messages
Update your communication preferences

Certain information may be retained when required by law, regulation, company policy, litigation hold, or legitimate compliance and recordkeeping needs.

To submit a privacy request, contact us a jae.ellison@ccm.com. We may need to verify your identity before completing your request.

10. Third-Party Websites and Services

The Website may contain links to websites, applications, calculators, social-media platforms, scheduling services, mortgage application systems, or other services operated by third parties.

We do not control the privacy, security, accuracy, or content of third-party services. Your use of those services is subject to their respective terms and privacy policies.

11. Children's Privacy

This website is intended for adults and is not directed to children under 18.

We do not knowingly collect personal information from children under 18. If we learn that a child under 18 has provided personal information through the Website, we will take reasonable steps to delete it.

12. Do Not Track and Browser Controls

Some browsers allow users to send "Do Not Track" signals. Because there is not a universally accepted standard for responding to these signals, the Website may not respond to them uniformly.

You may use your browser settings, cookie controls, or available Website preference tools to manager certain tracking technologies.

13. Educational Information and Mortgage Advice

The information provided on this Website is for general educational and informational purposes only.

Nothing on this website should be regarded as individualized mortgage, financial, legal, tax, credit, or real-estate advice. Mortgage programs, interest rates, fees, eligibility requirements, underwriting standards, and market conditions can change. Every borrower's financial circumstances, credit profile, property, income, goals, and loan options are different.

Examples, calculators, estimates, articles, videos, and other Website materials may rely on assumptions that do not apply to your circumstance. They do not constitute a loan estimate, approval, commitment to lend, guarantee of financing, or promise of any particular interest rate, payment, loan program, or result.

You should speak directly with a licensed mortgage professional about your specific circumstances before making a mortgage or financial decision. You may also wish to consult with a qualified attorney, tax professional, financial advisor, insurance professional, or real-estate professional when appropriate.

14. No Guarantee of Loan Approval or Terms

Submitting a contact form, scheduling a consultation, joining a refinance watch list, using a calculator, or communicating with a mortgage professional does not constitute a mortgage application or guarantee:

Loan approval
Credit approval
Qualification for a particular program
A particular interest rate or annual percentage rate
Specific closing costs
A particular monthly payment
A commitment to lend
A successful closing

All mortgage applications are subject to lender requirements, verification, underwriting, property eligibility, program guidelines, and final approval.

15. Changes to This Privacy Policy

We may update this Privacy Policy periodically to reflect changes in our practices, technology, services, or legal obligations.

The revised policy will be posted on this page with and updated effective date. Your continued use of the Website after an update constitutes acknowledgement of the revised policy.

16. Contact Information

Questions, privacy requests, or concerns about this Privacy Policy may be directed to:

Jae Ellison

Mortgage Loan Officer

NMLS: 1762595

Company NMLS ID:

Branch NMLS ID:

201 N. Main St.

Anderson, SC 29621

Email: jae.ellison@ccm.com

Phone: (864) 556-9676

17. Licensing and Company Information

Jae Ellison is a licensed mortgage loan officer affiliated with CrossCountry Mortgage.

Licensing, NMLS, Equal Housing Opportunity, and state-specific disclosures are available HERE

This website is not a government agency and is not affiliated with the U.S. Department of Housing and Urban Development, the Federal Housing Administration, the Department of Veteran Affairs, the U.S. Department of Agriculture, or any other government agency unless expressly stated.